Guidelines for Higher-Risk Activities
United States and Canada

Guidelines are presented here for church-sponsored activities that are deemed higher-risk. The expectation is that leadership will assume the needed responsibility to understand and implement these guidelines with wisdom and effectiveness. It is important that youth as well as adults have fun if it is provided in the context of care and safety.

Lifeguard Requirements  for ALL water activities.

These guidelines are divided into four sections:

Activities that are Approved with Qualified Supervision

Activities to be Contracted with Professional Companies*

Activities Requiring Specific Expertise*

Activities NOT Permitted**

*If the guidelines in the Activities to Be Contracted with Professional Companies and Activities Requiring Specific Expertise sections are not followed and an accident occurs, the sponsoring jurisdiction will be responsible for the first $10,000 of any loss paid, or defense and claims handling expenses paid. Jurisdictions are NOT permitted to purchase an insurance policy to cover this potential exposure. Insurance coverage for any purpose within Community of Christ is acquired exclusively through the Risk Management department.

**If a jurisdiction, camp, or congregation sponsors an activity listed in the Activities Not Permitted section and an accident occurs, the sponsoring jurisdiction, camp, or congregation will be responsible for the first $50,000 of any loss paid, or defense and claims handling expense paid. Jurisdictions are NOT permitted to purchase an insurance policy to cover this potential exposure. Insurance coverage for any purpose within Community of Christ is acquired exclusively through the Risk Management department.

Please contact Risk Management Services at 1-800-825-2806, if you are planning on sponsoring any of these type activities. The activities listed and discussed are not meant to be all-inclusive and these lists may be updated at any time, so please contact us if you have any questions or comments.

Updated: 04/15/2009