1. BEFORE AN ACCIDENT… Review the documents and information found in the “Driver’s Information Packet”. This envelope should be kept in the glove box of every church-owned vehicle. Also, read carefully the Vehicle Use Policy on the web at www.CofChrist.org/risk.
    
2. AFTER AN ACCIDENT… Follow the procedures on the “So You Won't Panic” card that is located in the “Driver’s Information Packet”.
    
3. AT THE SCENE…
   a) Exchange personal and insurance information.
   b) Obtain the police report number.
   c) If your vehicle is not safe to drive, have it towed to the nearest repair facility of your choice. (After the estimate is received, the church will determine if the repairs will be done or if the vehicle will be totaled.)
    
4. NEXT STEPS…
   a) Report the accident with pertinent information to Risk Management Services at 1-800-825-2806, ext. 1492, and to your supervisor as soon as possible.
   b) Obtain two (2) estimates from reliable repair facilities. Submit these estimates to Risk Management Services for review and selection.
   c) Obtain police report and send it to Risk Management Services
   d) Invoices that are the responsibility of the church are to be submitted to Risk Management Services. Please indicate if payment should be made to the repair shop or to an individual.

If a privately owned vehicle is used for church business and a loss occurs, the owner’s personal insurance policy for that vehicle will apply.
 

Be aware that there may be different state laws and different rules and requirements of car rental agencies which need to be understood.

1. Vehicle must be rented in the name of the church
    
2. Call ahead to request a Certificate of Insurance from Risk Management Services
    
3. Additional insurance offered by the rental agency is not needed.
    
4. Be guided by the following steps at the accident scene or immediately following:
   a) Call police.
   b) Gather personal and insurance information.
   c) Report the accident with pertinent information to Risk Management Services at 1-800-825-2806, ext. 1492, and to your supervisor as soon as possible.
   d) Contact the rental company. Give the rental company Risk Management Services’s address and phone number—1001 W. Walnut, Independence, MO 64050; 1-800-825-2806 ext. 1492.
   e) Obtain the police report number.