Persons Insured

Coverage is provided for persons that are participants in youth group activities, resident camps, retreats and mission trips, including church provided transportation directly and uninterrupted to and from such activities.

Hazards Insured Against

Coverage includes any sudden, unforeseeable event that results in initial bodily harm, independent of disease or bodily infirmity.

Benefits

Provides excess coverage above individual’s primary health coverage (individual’s health insurance will be used first). When no health insurance is available, this Activity Accident Insurance will be primary.

Limits of Coverages

Accident medical = up to $25,000
Sickness medical = up to $2,500
Accident death benefit = $5,000

Reporting Claims

All claims should be reported to Risk Management Services.